The unique position of Cardstream is owed to its adaptability, made possible because we are an independent payment gateway; this unique position, in turn, is owed to our reputable merchant acquirers, which – I am pleased to report – is a rapidly growing list! We boast no less than 18 acquiring partners to contact and choose a merchant account from. For any hopeful merchants out there, any one of those could provide the most suitable merchant account for your business and we’ve recently added some new acquirers into our repertoire!
Just what is a merchant acquirer?
A merchant account is where the money transitions into following a transaction from a customer. The funds go through us (Cardstream) and straight to your merchant account,. This process can take up to 3-5 working days. The person that facilitates this mandatory account is the party industrially referred to as a ‘Merchant Acquirer’ and it’s their job to ensure the smooth running of your account and facilitate otherwise unavailable debit or credit card payments.
Where do Cardstream fit in with these acquirers?
We have a relationship with them that can allow some flexibility with prices, also we find that having another party (ourselves) thrown into the mix allows for someone else to be a reference point should either party experience displeasure with the other. When in contact with an acquirer, it certainly helps to have that little bit of free advice and support that Cardstream offer. Below is a list of our current
- Allied Wallet – New!
- Allied Irish Bank
- American Express
- Bank of Scotland
- Borgun – New!
- Clydesdale Bank & Yorkshire Bank
- The co-operative bank
- First Data
- Global Payments (HSBC)
- Payvision– New!
- Postbank – New!
- Cashflows (Voice Commerce Group)
- Wirecard – New!
- Worldpay (Streamline)
If you have a merchant account with any of these acquirers and want to make the move to Cardstream then transferring to Cardstream is easy! We send you across an application form, you fill it in and we get you set up.
You don’t even need to change merchant acquirer, Cardstream will work with your current acquirer, saving you a lot of time and hassle.
More information can be discovered about the acquirers on the following URL:
And of course, as always, the Cardstream team are always happy to talk to you via phone or email if you need to know more, so feel free to call us on 0845 00 99 575 or e-mail us at solutions(at)cardstream(dot)com.